by jritter | Jun 21, 2024 | Personal Finance, Uncategorized
We tend to compartmentalize the various parts of our lives Friends, family, work, money,hobbies, and faith are each parts of our lives we put into separate compartments. Of course, thisoften occurs subconsciously. Compartmentalizing money is also known as “mental...
by jritter | Jan 22, 2024 | Personal Finance, Uncategorized
Recent credit card statistics indicate a not-so-good trend. Late payments and defaults are rising,and it’s not just credit cards. Car loan statistics are following similar trends. The trend indicatesthat money is tight for many households and that personal debt is...
by jritter | Dec 1, 2023 | Personal Finance
With the New Year comes an opportunity for resolutions. Many of us make resolutions at thistime of year.Unfortunately, sometime during the New Year we tend to abandon or forget those resolutions.Two of the most popular New Years resolutions are to save money and get...
by jritter | Jun 15, 2023 | Personal Finance, Uncategorized
In our August 2022 column, we introduced a few specific methods of sticking to a budget. Wewill review some of those methods in more detail in this and the next few columns.Financial messes usually occur when cash flow is tight. Although this can be from a job...
by jritter | Mar 17, 2023 | Personal Finance, Uncategorized
Whatever we may think about the last two years, there has certainly been an increase in thenumber of entrepreneurs. This is rather exciting! Starting and running your own business comeswith a great deal of freedom and independence. It can also come with a significant...
by jritter | Feb 18, 2023 | Personal Finance, Uncategorized
A number of years ago, I was sitting in my doctor’s office and saw this quote hanging on thewall:“And the day came when the risk to remain tight in a bud was more painful than the risk it tookto blossom.” – Anais NinThis quote has been applicable to a variety of...